Multi-Service Cooperative · Panama

Your cooperative,
your future.

Open your account de ahorro en COOPAEP y accede a servicios financieros diseñados para nuestros asociados. Con Activa Digital Finance, nuestra plataforma tecnológica, puedes administrar tu experiencia financiera desde tu celular.

Founded in PanamaSupervised by IPACOOPSustainable commitment
9:41●●●
¡Hola, Juan!
Saldo disponible$ 12,480.50
↗
Enviar
↓
Recibir
▣
Pagar
Mis tarjetas
activa · by COOPAEP
•••• 3589
Supermercado-$28.50
Transferencia recibida+$250.00
COOPAEP
activa · débito
Essential services

Everything you need to manage your money better

A clearer experience for members who want to save, move funds, and access their finances through digital channels.

🐖

Savings account

Build your savings with a secure, flexible account backed by your cooperative.

▤

Easy opening

Start your account opening with your identification and complete the requested documents.

⇄

ACH with no added fees

Send and receive ACH transfers through a simple, straightforward experience.

▭

Debit card

Access your money and manage your card through Activa.

🎧

24/7 support

Get specialized technical support whenever you need it.

Our digital platform

Activa Digital Finance

Activa Digital Finance is COOPAEP’s financial platform. It keeps its own teal product identity while COOPAEP retains its institutional blue and green identity.

Digital bankingCard controlsTransfersMobile access
Visit Activa →
Tu dinero,
más simple.
Tu futuro,
más cerca.
9:41●●●
¡Hola, Juan!
Saldo disponible$ 12,480.50
↗
Enviar
↓
Recibir
▣
Pagar
Mis tarjetas
activa · by COOPAEP
•••• 3589
Supermercado-$28.50
Transferencia recibida+$250.00
Get started simply

Open your account in 3 steps

COOPAEP organizes the process so you can move clearly from the initial application to your Activa access and debit card.

1

Open your account

Complete and submit your account opening application.

2

Provide your documents

Provide the information required to review your profile.

3

Receive your access

Once approved, you will receive your access details and instructions for your debit card.

Finance without borders

Your app + debit card, wherever you are

Manage your finances with Activa and use your debit card to stay in control of your money with a consistent, secure experience.

Digital accessExpense controlCard managementSecurity
Learn more about Activa →
✈
More opportunitiesAccess and control, wherever you are.
Projects sostenibles

Building a better tomorrow for Panama

COOPAEP combines financial services with productive and sustainable initiatives that seek to create opportunities for members and communities.

Industrial hemp in Panama

Supporting industrial hemp development as a sustainable productive opportunity.

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Fertilizer financing

Options that help producers access supplies and improve crop productivity.

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We are COOPAEP R.L.

A cooperative committed to you

COOPAEP R.L. promotes savings, access to financial services, and initiatives that strengthen members, their families, and their communities.

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People firstServices designed for our members.
Sustainable developmentProjects productivos con impacto positivo.
TransparencyResponsible, supervised operations.
InnovationTechnology applied to the financial experience.